Crypto tax record help for the question behind the panic
Your 1099-DA numbers don’t make sense. Find the missing record before you file.
High gross proceeds, blank cost basis, transferred crypto, or software that disagrees with your exchange? Start by identifying what is actually missing—not by guessing your tax bill.
Educational screening only · No tax calculation · No “audit risk” prediction · No private keys or seed phrases
The painfully urgent question
“Why is the number so high if I never made that much?”
For tax year 2025, Coinbase says Form 1099-DA reports proceeds from sales and exchanges, while cost basis is not reported for those transactions. For 2026, basis reporting begins for certain covered assets. A large proceeds total can therefore look alarming even when it is not the same as taxable profit.
Do not solve a proceeds problem with a made-up basis number.
If basis is missing, reconstruct it from actual acquisition and transfer records. If proceeds themselves disagree with the broker’s transaction export, document the exact disposal and ask the issuer to review it.
Current buyer pain
Choose the problem that matches your records.
Missing basis / high proceeds
Where the form is, when Coinbase said it would be ready, why proceeds can look high, and what to gather.
UrgentForm changed or was corrected
Compare versions, isolate the changed field, preserve evidence, and know what to bring to professional review.
2026 → 2027Covered vs. noncovered basis
Understand what Coinbase can report for covered assets and why transferred-in crypto can remain noncovered.
Still fixing 2025 records?
A record-gathering plan for eligible taxpayers who timely requested an extension to October 15, 2026.
DiagnosisWhich mismatch do you have?
Separate proceeds, basis, transfers and transaction classification before choosing a fix.
Free toolIssuer review request builder
Create a calm, specific support request without claiming the form is automatically wrong.
Free screening tool
1099-DA Record Complexity Check
This tool does not show a 0–100 risk score and does not estimate “missing cost basis exposure.” It only routes you toward the records most likely to need review.
Records → tools → qualified review
Use the least expensive solution that can actually handle your record trail.
- Simple: free checklist + official broker export.
- Transfers / several platforms: reconstruct the trail before importing conclusions.
- Many wallets or DeFi: reconciliation software may reduce manual work.
- Unresolved reporting or tax treatment: bring organized records to a qualified professional.
Two resources, correctly labeled
Free first. Paid help only if you still need it.
1099-DA Reconciliation Checklist
2-page worksheet for missing basis, transfers, and reporting gaps.
Download free1099-DA Mismatch Rescue Guide
Deeper educational walkthrough for missing basis, multi-platform records and reconciliation decisions.
Get the Rescue Guide